Indian Overseas Bank, Gujjarwal branch
Ludhiana, Gajjarwal district, Punjab
IFSC code
IOBA0000197
MICR code
141020521Branch code
000197Branch details
| Bank | Indian Overseas Bank |
|---|---|
| Branch | Gujjarwal |
| IFSC code | IOBA0000197 |
| MICR code | 141020521 |
| Address | NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202 (map) |
| PIN code | 141202 |
| City | Ludhiana |
| District | Gajjarwal |
| State | Punjab |
| Phone | 2864378 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
How to use IFSC IOBA0000197
To send money to an account at the Indian Overseas Bank Gujjarwal branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0000197, then pay by NEFT, RTGS or IMPS.
- NEFT — any amount, settled in half-hourly batches, available 24×7.
- RTGS — for ₹2 lakh and above, settled instantly.
- IMPS — instant transfer up to ₹5 lakh, available 24×7.
In IOBA0000197, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 000197 identifies this branch. The MICR code 141020521 is printed at the bottom of cheques issued by the branch.
Frequently asked questions
What is the IFSC code of Indian Overseas Bank Gujjarwal branch?
The IFSC code of Indian Overseas Bank, Gujjarwal branch (Gajjarwal, Punjab) is IOBA0000197.
What is the MICR code of Indian Overseas Bank Gujjarwal?
The MICR code of this branch is 141020521.
Does Indian Overseas Bank Gujjarwal support RTGS and IMPS?
RTGS: yes. IMPS: yes. NEFT: yes.