Indian Overseas Bank, Phagwara branch
Kapurthala, Phagwara district, Punjab
IFSC code
IOBA0000344
MICR code
144020202Branch code
000344Branch details
| Bank | Indian Overseas Bank |
|---|---|
| Branch | Phagwara |
| IFSC code | IOBA0000344 |
| MICR code | 144020202 |
| Address | OPP. BUS STAND,G.T. RD,PHAGWARA (map) |
| City | Kapurthala |
| District | Phagwara |
| State | Punjab |
| Phone | +911824260430 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
How to use IFSC IOBA0000344
To send money to an account at the Indian Overseas Bank Phagwara branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0000344, then pay by NEFT, RTGS or IMPS.
- NEFT — any amount, settled in half-hourly batches, available 24×7.
- RTGS — for ₹2 lakh and above, settled instantly.
- IMPS — instant transfer up to ₹5 lakh, available 24×7.
In IOBA0000344, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 000344 identifies this branch. The MICR code 144020202 is printed at the bottom of cheques issued by the branch.
Frequently asked questions
What is the IFSC code of Indian Overseas Bank Phagwara branch?
The IFSC code of Indian Overseas Bank, Phagwara branch (Phagwara, Punjab) is IOBA0000344.
What is the MICR code of Indian Overseas Bank Phagwara?
The MICR code of this branch is 144020202.
Does Indian Overseas Bank Phagwara support RTGS and IMPS?
RTGS: yes. IMPS: yes. NEFT: yes.