Indian Overseas Bank, Ratlam branch

Ratlam, Ratlam district, Madhya Pradesh

IFSC code
IOBA0001420
MICR code
457020002
Branch code
001420

Branch details

BankIndian Overseas Bank
BranchRatlam
IFSC codeIOBA0001420
MICR code457020002
Address81 GROUND FLOOR,NEW ROAD,RATLAM,PIN 457001 (map)
PIN code457001
CityRatlam
DistrictRatlam
StateMadhya Pradesh
Phone+917412234759
NEFTYes
RTGSYes
IMPSYes
UPIYes

How to use IFSC IOBA0001420

To send money to an account at the Indian Overseas Bank Ratlam branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0001420, then pay by NEFT, RTGS or IMPS.

  • NEFT — any amount, settled in half-hourly batches, available 24×7.
  • RTGS — for ₹2 lakh and above, settled instantly.
  • IMPS — instant transfer up to ₹5 lakh, available 24×7.

In IOBA0001420, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 001420 identifies this branch. The MICR code 457020002 is printed at the bottom of cheques issued by the branch.

Frequently asked questions

What is the IFSC code of Indian Overseas Bank Ratlam branch?

The IFSC code of Indian Overseas Bank, Ratlam branch (Ratlam, Madhya Pradesh) is IOBA0001420.

What is the MICR code of Indian Overseas Bank Ratlam?

The MICR code of this branch is 457020002.

Does Indian Overseas Bank Ratlam support RTGS and IMPS?

RTGS: yes. IMPS: yes. NEFT: yes.