Indian Overseas Bank, Ratnagiri branch
Ratnagiri, Ratnagiri district, Maharashtra
IFSC code
IOBA0001979
MICR code
415020051Branch code
001979Branch details
| Bank | Indian Overseas Bank |
|---|---|
| Branch | Ratnagiri |
| IFSC code | IOBA0001979 |
| MICR code | 415020051 |
| Address | KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612 (map) |
| City | Ratnagiri |
| District | Ratnagiri |
| State | Maharashtra |
| Phone | +912352271667 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
How to use IFSC IOBA0001979
To send money to an account at the Indian Overseas Bank Ratnagiri branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0001979, then pay by NEFT, RTGS or IMPS.
- NEFT — any amount, settled in half-hourly batches, available 24×7.
- RTGS — for ₹2 lakh and above, settled instantly.
- IMPS — instant transfer up to ₹5 lakh, available 24×7.
In IOBA0001979, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 001979 identifies this branch. The MICR code 415020051 is printed at the bottom of cheques issued by the branch.
Frequently asked questions
What is the IFSC code of Indian Overseas Bank Ratnagiri branch?
The IFSC code of Indian Overseas Bank, Ratnagiri branch (Ratnagiri, Maharashtra) is IOBA0001979.
What is the MICR code of Indian Overseas Bank Ratnagiri?
The MICR code of this branch is 415020051.
Does Indian Overseas Bank Ratnagiri support RTGS and IMPS?
RTGS: yes. IMPS: yes. NEFT: yes.