Indian Overseas Bank, Raikot branch

Ludhiana, Raikot district, Punjab

IFSC code
IOBA0002265
MICR code
141020302
Branch code
002265

Branch details

BankIndian Overseas Bank
BranchRaikot
IFSC codeIOBA0002265
MICR code141020302
AddressNEAR LIFE CARE HOSPITAL LUDHIANA ROAD RAIKOT PIN 141109,DIST LUDHIANA (map)
PIN code141109
CityLudhiana
DistrictRaikot
StatePunjab
Phone265011
NEFTYes
RTGSYes
IMPSYes
UPIYes

How to use IFSC IOBA0002265

To send money to an account at the Indian Overseas Bank Raikot branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0002265, then pay by NEFT, RTGS or IMPS.

  • NEFT — any amount, settled in half-hourly batches, available 24×7.
  • RTGS — for ₹2 lakh and above, settled instantly.
  • IMPS — instant transfer up to ₹5 lakh, available 24×7.

In IOBA0002265, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 002265 identifies this branch. The MICR code 141020302 is printed at the bottom of cheques issued by the branch.

Frequently asked questions

What is the IFSC code of Indian Overseas Bank Raikot branch?

The IFSC code of Indian Overseas Bank, Raikot branch (Raikot, Punjab) is IOBA0002265.

What is the MICR code of Indian Overseas Bank Raikot?

The MICR code of this branch is 141020302.

Does Indian Overseas Bank Raikot support RTGS and IMPS?

RTGS: yes. IMPS: yes. NEFT: yes.