Indian Overseas Bank, Garacharma branch

Andaman, Garacharama district, Andaman and Nicobar Islands

IFSC code
IOBA0003194
MICR code
—
Branch code
003194

Branch details

BankIndian Overseas Bank
BranchGaracharma
IFSC codeIOBA0003194
MICR codeNot available
AddressG R HOUSING SOCIETY P.O,GARACHARMA,SOUTH ANDAMAN ST (map)
CityAndaman
DistrictGaracharama
StateAndaman and Nicobar Islands
Phone+914428584896
NEFTYes
RTGSYes
IMPSYes
UPIYes

How to use IFSC IOBA0003194

To send money to an account at the Indian Overseas Bank Garacharma branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0003194, then pay by NEFT, RTGS or IMPS.

  • NEFT — any amount, settled in half-hourly batches, available 24×7.
  • RTGS — for ₹2 lakh and above, settled instantly.
  • IMPS — instant transfer up to ₹5 lakh, available 24×7.

In IOBA0003194, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 003194 identifies this branch. The MICR code is printed at the bottom of cheques issued by the branch.

Frequently asked questions

What is the IFSC code of Indian Overseas Bank Garacharma branch?

The IFSC code of Indian Overseas Bank, Garacharma branch (Garacharama, Andaman and Nicobar Islands) is IOBA0003194.

What is the MICR code of Indian Overseas Bank Garacharma?

This branch does not have a MICR code in the RBI list.

Does Indian Overseas Bank Garacharma support RTGS and IMPS?

RTGS: yes. IMPS: yes. NEFT: yes.