Indian Overseas Bank, Gardhiwala branch

Hoshiyarpur, Gardhiwala district, Punjab

IFSC code
IOBA0004055
MICR code
144020013
Branch code
004055

Branch details

BankIndian Overseas Bank
BranchGardhiwala
IFSC codeIOBA0004055
MICR code144020013
AddressNEAR ICICI BANK,MAIN MARKET,GARDHIWALA,HOSHIYARPUR - 144207 (map)
PIN code144207
CityHoshiyarpur
DistrictGardhiwala
StatePunjab
PhoneNot available
NEFTYes
RTGSYes
IMPSYes
UPIYes

How to use IFSC IOBA0004055

To send money to an account at the Indian Overseas Bank Gardhiwala branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0004055, then pay by NEFT, RTGS or IMPS.

  • NEFT — any amount, settled in half-hourly batches, available 24×7.
  • RTGS — for ₹2 lakh and above, settled instantly.
  • IMPS — instant transfer up to ₹5 lakh, available 24×7.

In IOBA0004055, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 004055 identifies this branch. The MICR code 144020013 is printed at the bottom of cheques issued by the branch.

Frequently asked questions

What is the IFSC code of Indian Overseas Bank Gardhiwala branch?

The IFSC code of Indian Overseas Bank, Gardhiwala branch (Gardhiwala, Punjab) is IOBA0004055.

What is the MICR code of Indian Overseas Bank Gardhiwala?

The MICR code of this branch is 144020013.

Does Indian Overseas Bank Gardhiwala support RTGS and IMPS?

RTGS: yes. IMPS: yes. NEFT: yes.