Indian Overseas Bank, Ludhiana Main branch

Ludhiana, Ludhiana district, Punjab

IFSC code
IOBA0000047
MICR code
141020006
Branch code
000047

Branch details

BankIndian Overseas Bank
BranchLudhiana Main
IFSC codeIOBA0000047
MICR code141020006
Address1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001 (map)
PIN code141001
CityLudhiana
DistrictLudhiana
StatePunjab
Phone+911612750169
NEFTYes
RTGSYes
IMPSYes
UPIYes

How to use IFSC IOBA0000047

To send money to an account at the Indian Overseas Bank Ludhiana Main branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0000047, then pay by NEFT, RTGS or IMPS.

  • NEFT — any amount, settled in half-hourly batches, available 24×7.
  • RTGS — for ₹2 lakh and above, settled instantly.
  • IMPS — instant transfer up to ₹5 lakh, available 24×7.

In IOBA0000047, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 000047 identifies this branch. The MICR code 141020006 is printed at the bottom of cheques issued by the branch.

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Frequently asked questions

What is the IFSC code of Indian Overseas Bank Ludhiana Main branch?

The IFSC code of Indian Overseas Bank, Ludhiana Main branch (Ludhiana, Punjab) is IOBA0000047.

What is the MICR code of Indian Overseas Bank Ludhiana Main?

The MICR code of this branch is 141020006.

Does Indian Overseas Bank Ludhiana Main support RTGS and IMPS?

RTGS: yes. IMPS: yes. NEFT: yes.