Indian Overseas Bank, Civil Lines branch

Ludhiana, Ludhiana district, Punjab

IFSC code
IOBA0000446
MICR code
141020004
Branch code
000446

Branch details

BankIndian Overseas Bank
BranchCivil Lines
IFSC codeIOBA0000446
MICR code141020004
AddressFOUNTAIN CHOWK,CIVIL LINES,LUDHIANA (map)
CityLudhiana
DistrictLudhiana
StatePunjab
Phone2449530
NEFTYes
RTGSYes
IMPSYes
UPIYes

How to use IFSC IOBA0000446

To send money to an account at the Indian Overseas Bank Civil Lines branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0000446, then pay by NEFT, RTGS or IMPS.

  • NEFT — any amount, settled in half-hourly batches, available 24×7.
  • RTGS — for ₹2 lakh and above, settled instantly.
  • IMPS — instant transfer up to ₹5 lakh, available 24×7.

In IOBA0000446, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 000446 identifies this branch. The MICR code 141020004 is printed at the bottom of cheques issued by the branch.

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Frequently asked questions

What is the IFSC code of Indian Overseas Bank Civil Lines branch?

The IFSC code of Indian Overseas Bank, Civil Lines branch (Ludhiana, Punjab) is IOBA0000446.

What is the MICR code of Indian Overseas Bank Civil Lines?

The MICR code of this branch is 141020004.

Does Indian Overseas Bank Civil Lines support RTGS and IMPS?

RTGS: yes. IMPS: yes. NEFT: yes.