Indian Overseas Bank, Ind Area branch

Ludhiana, Ludhiana district, Punjab

IFSC code
IOBA0000390
MICR code
141020005
Branch code
000390

Branch details

BankIndian Overseas Bank
BranchInd Area
IFSC codeIOBA0000390
MICR code141020005
AddressG T BYPASS RD,NEAR TRANSPORT NAGAR,INDTL AREA,LUDHIANA (map)
CityLudhiana
DistrictLudhiana
StatePunjab
Phone2227094
NEFTYes
RTGSYes
IMPSYes
UPIYes

How to use IFSC IOBA0000390

To send money to an account at the Indian Overseas Bank Ind Area branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0000390, then pay by NEFT, RTGS or IMPS.

  • NEFT — any amount, settled in half-hourly batches, available 24×7.
  • RTGS — for ₹2 lakh and above, settled instantly.
  • IMPS — instant transfer up to ₹5 lakh, available 24×7.

In IOBA0000390, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 000390 identifies this branch. The MICR code 141020005 is printed at the bottom of cheques issued by the branch.

Other Indian Overseas Bank branches in Ludhiana

Frequently asked questions

What is the IFSC code of Indian Overseas Bank Ind Area branch?

The IFSC code of Indian Overseas Bank, Ind Area branch (Ludhiana, Punjab) is IOBA0000390.

What is the MICR code of Indian Overseas Bank Ind Area?

The MICR code of this branch is 141020005.

Does Indian Overseas Bank Ind Area support RTGS and IMPS?

RTGS: yes. IMPS: yes. NEFT: yes.