Indian Overseas Bank, Lpc Ludhiana branch

Ludhiana, Ludhiana district, Punjab

IFSC code
IOBA0004081
MICR code
—
Branch code
004081

Branch details

BankIndian Overseas Bank
BranchLpc Ludhiana
IFSC codeIOBA0004081
MICR codeNot available
AddressFOUNTAIN CHOWK,COLLEGE ROAD,LUDHIANA,PUNJAB,PIN-141001 (map)
PIN code141001
CityLudhiana
DistrictLudhiana
StatePunjab
PhoneNot available
NEFTYes
RTGSYes
IMPSYes
UPIYes

How to use IFSC IOBA0004081

To send money to an account at the Indian Overseas Bank Lpc Ludhiana branch, add the beneficiary in your net banking or banking app with their account number, name and the IFSC code IOBA0004081, then pay by NEFT, RTGS or IMPS.

  • NEFT — any amount, settled in half-hourly batches, available 24×7.
  • RTGS — for ₹2 lakh and above, settled instantly.
  • IMPS — instant transfer up to ₹5 lakh, available 24×7.

In IOBA0004081, IOBA identifies Indian Overseas Bank, the 5th character is always 0, and 004081 identifies this branch. The MICR code is printed at the bottom of cheques issued by the branch.

Other Indian Overseas Bank branches in Ludhiana

Frequently asked questions

What is the IFSC code of Indian Overseas Bank Lpc Ludhiana branch?

The IFSC code of Indian Overseas Bank, Lpc Ludhiana branch (Ludhiana, Punjab) is IOBA0004081.

What is the MICR code of Indian Overseas Bank Lpc Ludhiana?

This branch does not have a MICR code in the RBI list.

Does Indian Overseas Bank Lpc Ludhiana support RTGS and IMPS?

RTGS: yes. IMPS: yes. NEFT: yes.